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Figure Markets
Backpack

Backpack

Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...

River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

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General

Platform
Backpack logo
River logo
Founded
Backpack 2022
River 2019
Headquarters
Backpack Tokyo, Japan
River USA
Availability
Backpack Worldwide (lending unavailable in US, a few states restricted)
River US only, excluding NY and NV

Fees & Financial

Bonus
Backpack
River Earn up to $100 in BTC
Token
Backpack
River
Compounding
Backpack Yes
River No
Payouts
Backpack
River Monthly
Fees
Backpack
River None
Lockup
Backpack Unbonding period applies
River
Maker Fee
Backpack 0.08
River
Taker Fee
Backpack 0.1
River

Cryptocurrency Rates

BTC Rate
Backpack 0.03%
River
BTC Max
Backpack
River
ETH Rate
Backpack 0.24%
River
ETH Max
Backpack
River
Stablecoin Rate
Backpack
River

Backpack

Review →

Pros

  • Fully regulated in multiple jurisdictions
  • Solana-native with strong ecosystem

Cons

  • Lending rates are dynamic and can be low
  • Newer platform

Pros

  • USD interest paid in BTC
  • FDIC-insured USD deposits

Cons

  • US only
  • Bitcoin-only