CIR animation

We compare platforms & may earn a commission. Learn more.

Email Newsletter
Billz

Billz

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...

Tuyo

Tuyo

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

VS

General

Platform
Billz logo
Tuyo logo
Founded
Billz 2025
Tuyo 2024
Headquarters
Billz Paris, France
Tuyo Wilmington, DE
Availability
Billz Europe, United States and Canada
Tuyo Worldwide

Fees & Financial

Bonus
Billz
Tuyo Referral code: CIR
Token
Billz BILLZ
Tuyo
Compounding
Billz Yes
Tuyo No
Payouts
Billz Varies
Tuyo
Fees
Billz 2.5% payment execution fee, gas fees
Tuyo
Lockup
Billz Flexible
Tuyo
Maker Fee
Billz
Tuyo
Taker Fee
Billz
Tuyo

Cryptocurrency Rates

BTC Rate
Billz
Tuyo 1.6%
BTC Max
Billz
Tuyo
ETH Rate
Billz
Tuyo
ETH Max
Billz
Tuyo
Stablecoin Rate
Billz 3%
Tuyo 3.79%

Pros

Deposit supported crypto or stablecoins as collateral

Pay real-world expenses

Supports USDT, USDT, SOL

Cons

Pros

  • Earn interest and spend USDC

    Cons

    • USDC-focused, limited coin support
    • Rates not fixed