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Figure Markets
Bitfinex

Bitfinex

Bitfinex offers two unique products to earn yield on deposited crypto.Bitfinex Lending Pro is a crypto lending offering that pays variable rates on yo...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

VS

General

Platform
Bitfinex logo
Fido logo
Founded
Bitfinex 2012
Fido 2025
Headquarters
Bitfinex British Virgin Islands
Fido
Availability
Bitfinex Worldwide, excluding US
Fido Worldwide

Fees & Financial

Bonus
Bitfinex 6% discount on fees
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Bitfinex
Fido
Compounding
Bitfinex No
Fido Yes
Payouts
Bitfinex Weekly
Fido Every second
Fees
Bitfinex Yes
Fido None
Lockup
Bitfinex
Fido None
Maker Fee
Bitfinex 0.1
Fido
Taker Fee
Bitfinex 0.2
Fido

Cryptocurrency Rates

BTC Rate
Bitfinex 1.98%
Fido
BTC Max
Bitfinex
Fido
ETH Rate
Bitfinex 1.45%
Fido
ETH Max
Bitfinex
Fido
Stablecoin Rate
Bitfinex
Fido 9%

Bitfinex

Review →

Pros

  • Long running exchange

Cons

  • Rates variable upon market

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed