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Figure Markets
ether.fi

ether.fi

ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

VS

General

Platform
ether.fi logo
Fido logo
Founded
ether.fi 2022
Fido 2025
Headquarters
ether.fi Cayman Islands
Fido
Availability
ether.fi Worldwide
Fido Worldwide

Fees & Financial

Bonus
ether.fi Membership Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
ether.fi ETHFI
Fido
Compounding
ether.fi No
Fido Yes
Payouts
ether.fi Varies
Fido Every second
Fees
ether.fi
Fido None
Lockup
ether.fi Varies
Fido None
Maker Fee
ether.fi
Fido
Taker Fee
ether.fi
Fido

Cryptocurrency Rates

BTC Rate
ether.fi 2.16%
Fido
BTC Max
ether.fi
Fido
ETH Rate
ether.fi 2.55%
Fido
ETH Max
ether.fi
Fido
Stablecoin Rate
ether.fi
Fido 10%

ether.fi

Review →

Pros

  • Non-custodial ETH restaking with liquidity retention
  • DeFi card for spending

Cons

  • Primarily ETH-focused
  • Smart contract risk

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed