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Krak

Krak

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

Billz

Billz

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...

VS

General

Platform
Krak logo
Billz logo
Founded
Krak 2025
Billz 2025
Headquarters
Krak San Francisco, CA
Billz Paris, France
Availability
Krak Worldwide
Billz Europe, United States and Canada

Fees & Financial

Bonus
Krak $10 bonus after $10 deposit with code: CIR
Billz
Token
Krak
Billz BILLZ
Compounding
Krak Yes
Billz Yes
Payouts
Krak Weekly
Billz Varies
Fees
Krak None
Billz 2.5% payment execution fee, gas fees
Lockup
Krak None
Billz Flexible
Maker Fee
Krak
Billz
Taker Fee
Krak
Billz

Cryptocurrency Rates

BTC Rate
Krak 0.1%
Billz
BTC Max
Krak
Billz
ETH Rate
Krak 1%
Billz
ETH Max
Krak
Billz
Stablecoin Rate
Krak 3.6%
Billz 3%

Pros

  • Simple, fee-free and rewarding app to manage crypto payments
  • Pays interest rewards on most coins
  • No lock ups

Cons

  • Rates are modest
  • New app with limited features vs full Kraken

Billz

Review

Pros

Deposit supported crypto or stablecoins as collateral

Pay real-world expenses

Supports USDT, USDT, SOL

Cons