USDC 
USDT 
Bitcoin 
Ethereum 
Krak
Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...
Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
VS
General
Platform
Krak 
Figure Markets 
Founded
Krak 2025
Figure Markets 2018
Headquarters
Krak San Francisco, CA
Figure Markets San Francisco, CA
Availability
Krak Worldwide
Figure Markets Worldwide
Fees & Financial
Bonus
Krak $10 bonus after $10 deposit with code: CIR
Figure Markets $50 bonus when you deposit $500 within 30 days
Token
Krak
Figure Markets YLDS
Compounding
Krak Yes
Figure Markets Yes
Payouts
Krak Weekly
Figure Markets Monthly
Fees
Krak None
Figure Markets
Lockup
Krak None
Figure Markets
Maker Fee
Krak
Figure Markets
Taker Fee
Krak
Figure Markets
Cryptocurrency Rates
BTC Rate
Krak 0.1%
Figure Markets
BTC Max
Krak
Figure Markets
ETH Rate
Krak 1%
Figure Markets 1%
ETH Max
Krak
Figure Markets
Stablecoin Rate
Krak 3.6%
Figure Markets 3.85%
Krak
Review →Pros
- Simple, fee-free and rewarding app to manage crypto payments
- Pays interest rewards on most coins
- No lock ups
Cons
- Rates are modest
- New app with limited features vs full Kraken
Figure Markets
Review →Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Cons
- Product is more complicated (i.e. a direct marketplace)
