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Figure Markets
Nook

Nook

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

Pyra

Pyra

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

VS

General

Platform
Nook logo
Pyra logo
Founded
Nook 2025
Pyra 2024
Headquarters
Nook Austin, TX
Pyra
Availability
Nook Worldwide
Pyra Worldwide

Fees & Financial

Bonus
Nook 1% boost with promo code: CIR
Pyra 1,000 points and 10% less fees with code: CIR
Token
Nook
Pyra
Compounding
Nook No
Pyra Yes
Payouts
Nook Every 16 seconds
Pyra
Fees
Nook
Pyra None
Lockup
Nook None
Pyra None
Maker Fee
Nook
Pyra
Taker Fee
Nook
Pyra

Cryptocurrency Rates

BTC Rate
Nook
Pyra
BTC Max
Nook
Pyra
ETH Rate
Nook
Pyra
ETH Max
Nook
Pyra
Stablecoin Rate
Nook 7.6%
Pyra

Pros

  • US-regulated access to DeFi lending
  • Simple, clean app interface

Cons

  • USDC only
  • Rates are variable

Pros

  • Capital gains/tax efficiency
  • Multiple stablecoins supported

Cons

  • Deposits must be on Solana chain