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River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

Pyra

Pyra

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Purchases are funded through an...

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General

Platform
River logo
Pyra logo
Founded
River 2019
Pyra 2024
Headquarters
River USA
Pyra
Availability
River US only, excluding NY and NV
Pyra Available in 75+ supported countries

Fees & Financial

Bonus
River Earn up to $100 in BTC
Pyra 1,000 points and 10% less fees with code: CIR
Token
River
Pyra
Compounding
River No
Pyra Yes
Payouts
River Monthly
Pyra
Fees
River None
Pyra None
Lockup
River
Pyra None
Maker Fee
River
Pyra
Taker Fee
River
Pyra

Cryptocurrency Rates

BTC Rate
River
Pyra
BTC Max
River
Pyra
ETH Rate
River
Pyra
ETH Max
River
Pyra
Stablecoin Rate
River
Pyra

Pros

  • USD interest paid in BTC
  • FDIC-insured USD deposits

Cons

  • US only
  • Bitcoin-only

Pros

  • Capital gains/tax efficiency
  • Multiple stablecoins supported

Cons

  • Deposits must be on Solana chain