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Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...

Billz

Billz

Billz helps users pay real-world bills without selling their crypto.Users can deposit supported crypto or stablecoins as collateral to:Access liquidit...

VS

General

Platform
Wirex logo
Billz logo
Founded
Wirex 2014
Billz 2025
Headquarters
Wirex London, UK
Billz Paris, France
Availability
Wirex Worldwide, excluding NY
Billz Europe, United States and Canada

Fees & Financial

Bonus
Wirex
Billz
Token
Wirex WXT
Billz BILLZ
Compounding
Wirex Yes
Billz Yes
Payouts
Wirex Weekly
Billz Varies
Fees
Wirex
Billz 2.5% payment execution fee, gas fees
Lockup
Wirex None
Billz Flexible
Maker Fee
Wirex
Billz
Taker Fee
Wirex
Billz

Cryptocurrency Rates

BTC Rate
Wirex
Billz
BTC Max
Wirex
Billz
ETH Rate
Wirex
Billz
ETH Max
Wirex
Billz
Stablecoin Rate
Wirex 6%
Billz 3%

Pros

  • Competitive rates for crypto

Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin

Pros

Deposit supported crypto or stablecoins as collateral

Pay real-world expenses

Supports USDT, USDT, SOL

Cons