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6 Verified Lending Platforms

Litecoin Lending

Compare the best LTC lending rates from top lending platforms. Earn competitive APY on your Litecoin with flexible or fixed-term lending options.

CoinDepo logo
#1

CoinDepo

Lending LTC, BTC, ETH
LTC APY
12.00%
Lockup
None
Fees
None
Nexo logo
#2

Nexo

loans LTC, BTC, ETH
LTC APY
5.00%
Lockup
None or 1 month
Fees
Limited free withdrawls per month
YouHodler logo
#3

YouHodler

Lending LTC, BTC, USD
LTC APY
5.00%
Lockup
None
Fees
Yes
Nebeus logo

Nebeus

Staking LTC, BTC, ETH
LTC APY
3.50%
Lockup
1-4 months
Fees
None
WhiteBIT logo

WhiteBIT

Exchange LTC, BTC, ETH
LTC APY
1.01%
Lockup
10-360 days
Fees
None
AscendEX logo

AscendEX

Exchange LTC, USD, SOL
LTC APY
1.00%
Lockup
None
Fees
Varies

How Litecoin Lending Works

1. Deposit LTC

Transfer your Litecoin to a lending platform.

2. Earn Interest

Borrowers pay interest to access your LTC. You earn APY.

3. Withdraw

Most platforms offer flexible terms. Withdraw your LTC plus earnings depending on terms.

Checklist: How to Choose a LTC Lending Platform

  • Compare LTC Lending Rates Look for the highest APY on Litecoin lending. Rates vary between platforms and how yield is earned.
  • Check Security & Audits Only use audited platforms with proven track records. Look for insurance coverage on your LTC deposits.
  • Understand Lockup Terms Flexible lending allows instant withdrawals. Fixed-term lending locks your LTC for higher APY but less liquidity.

Frequently Asked Questions About Litecoin Lending

What is Litecoin lending?
Litecoin lending is the process of depositing your LTC into a platform or protocol that lends it to borrowers. In return, you earn interest (APY) on your deposited Litecoin. This is similar to earning interest in a traditional bank account, but typically with much higher rates.
What are the best LTC lending rates in 2026?
The best LTC lending rates in 2026 vary by platform and market conditions. Top platforms listed above offer competitive APY ranging from 3-12% depending on whether you choose flexible or fixed-term lending. DeFi protocols often offer higher rates but with more complexity, while CeFi platforms provide easier access with slightly lower returns.
Is Litecoin lending safe?
Litecoin lending carries risks, including smart contract vulnerabilities (DeFi), platform insolvency (CeFi), and market volatility. To minimize risk: only use audited platforms, diversify across multiple lenders, start with small amounts, and look for platforms with insurance coverage. Never lend more LTC than you can afford to lose.
How do I start lending LTC?
To start lending LTC: 1) Choose a lending platform from the comparison above, 2) Create an account and complete KYC (if required), 3) Transfer your Litecoin to the platform, 4) Select your lending terms (flexible or fixed), 5) Deposit your LTC and start earning interest automatically. Most platforms compound your earnings daily.

Disclaimer: Litecoin lending rates are variable and subject to change. APY is not guaranteed. Always do your own research (DYOR) and never lend more than you can afford to lose. Cryptocurrency lending carries significant risks.


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