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Upgrade Bitcoin Rewards Card vs Xapo Bank Debit Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

Upgrade Bitcoin Rewards Card card

Visa

Upgrade Bitcoin Rewards Card

CIR score3.9

Upgrade is offering a Bitcoin specific rewards card, allowing you to earn rewards directly in Bitcoin. Earn unlimited 1.5% back on all purchases when you pay them off Manage your Bitcoin in the Upgrade app, sell or redee

VS
Xapo Bank Debit Card card

Visa

Xapo Bank Debit Card

CIR score4.2

Xapo Bank has introduced Visa debit cards, enhancing its premium banking services by integrating cryptocurrency rewards with traditional financial tools. This move caters to users seeking seamless global spending capabil

Card basics

Card type
Upgrade Bitcoin Rewards CardCredit
Xapo Bank Debit CardDebit
Network
Upgrade Bitcoin Rewards CardVisa
Xapo Bank Debit CardVisa
Availability
Upgrade Bitcoin Rewards CardNow
Xapo Bank Debit CardNow
Material
Upgrade Bitcoin Rewards CardPlastic
Xapo Bank Debit CardMetal

Fees and limits

Annual fee
Upgrade Bitcoin Rewards CardNone
Xapo Bank Debit CardIncluded in membership fee
Foreign transaction fee
Upgrade Bitcoin Rewards Card3
Xapo Bank Debit CardNone
Annual rewards spend cap
Upgrade Bitcoin Rewards CardNot listed
Xapo Bank Debit CardNot listed

Crypto rewards

Best advertised rate
Upgrade Bitcoin Rewards Card1.5%
Xapo Bank Debit CardVaries
All purchases
Upgrade Bitcoin Rewards Card1.5%
Xapo Bank Debit Card
Dining
Upgrade Bitcoin Rewards Card
Xapo Bank Debit Card
Groceries
Upgrade Bitcoin Rewards Card
Xapo Bank Debit Card
Entertainment
Upgrade Bitcoin Rewards Card
Xapo Bank Debit Card
Fuel
Upgrade Bitcoin Rewards Card
Xapo Bank Debit Card
Travel
Upgrade Bitcoin Rewards Card
Xapo Bank Debit Card