Coinbase

Bitcoin IRA vs OKX

Bitcoin IRA Logo

Bitcoin IRA

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required). BitcoinIRA Staking In 2025, Bitcoin IRA added staking support for ETH, ADA ...

OKX Logo

OKX

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto savings account, staking and others ways to earn on deposited funds. OKX is now available in the United States. ...

Platform
Bitcoin IRA Platform
OKX Platform
Website
Bonus
Buy $100 in crypto, get $10 in BTC
Token
Founded
2015
2017
Headquarters
Sherman Oaks, CA
Seychelles
Availability
Worldwide
Worldwide, some services unavailable in US

Cryptocurrency Rates

BTC Rate
2%
1%
BTC Max
ETH Rate
2%
1.88%
ETH Max
2.6%
LTC Rate
1%
LTC Max
DOGE Rate
1%
DOGE Max
Stablecoin Rate
6.6%
Stablecoin Max
11%

Fees & Financial

Compounding
Yes
Yes
Payouts
Monthly
Varies
Fees
Yes
Lockup
None
None (flexible) to fixed terms
Maker Fee
0.02
Taker Fee
0.05
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits
    • Native staking support added

Bitcoin IRA Cons

    • Requires 10k deposit minimum
OKX Logo

OKX Pros

    • Full exchange services
    • Variety of products, including simple earn and staking

OKX Cons

    • Flexible interest rates relatively low

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether