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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Coinbase

Coinbase

Coinbase is one of the most popular centralized crypto exchanges.In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Co...

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General

Platform
Fido logo
Coinbase logo
Founded
Fido 2025
Coinbase 2012
Headquarters
Fido
Coinbase Wilmington, DE
Availability
Fido Worldwide
Coinbase 100+ countries

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Coinbase
Token
Fido
Coinbase
Compounding
Fido Yes
Coinbase No
Payouts
Fido Every second
Coinbase Varies
Fees
Fido None
Coinbase Yes
Lockup
Fido None
Coinbase None
Maker Fee
Fido
Coinbase 0.5
Taker Fee
Fido
Coinbase 0.5

Cryptocurrency Rates

BTC Rate
Fido
Coinbase
BTC Max
Fido
Coinbase
ETH Rate
Fido
Coinbase 1.85%
ETH Max
Fido
Coinbase
Stablecoin Rate
Fido 10%
Coinbase 3.5%

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed

Coinbase

Review →

Pros

  • Full exchange functionality
  • Popular, highly trusted
  • Publicly traded company

Cons