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Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Pyra

Pyra

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

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General

Platform
Fido logo
Pyra logo
Founded
Fido 2025
Pyra 2024
Headquarters
Fido
Pyra
Availability
Fido Worldwide
Pyra Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Pyra 1,000 points and 10% less fees with code: CIR
Token
Fido
Pyra
Compounding
Fido Yes
Pyra Yes
Payouts
Fido Every second
Pyra
Fees
Fido None
Pyra None
Lockup
Fido None
Pyra None
Maker Fee
Fido
Pyra
Taker Fee
Fido
Pyra

Cryptocurrency Rates

BTC Rate
Fido
Pyra
BTC Max
Fido
Pyra
ETH Rate
Fido
Pyra
ETH Max
Fido
Pyra
Stablecoin Rate
Fido 10%
Pyra 4.9%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

Unique Pros

  • Capital gains/tax efficiency
  • Multiple stablecoins supported

Key Cons

  • Deposits must be on Solana chain