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Figure Markets
Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Tuyo

Tuyo

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

VS

General

Platform
Fido logo
Tuyo logo
Founded
Fido 2025
Tuyo 2024
Headquarters
Fido
Tuyo Wilmington, DE
Availability
Fido Worldwide
Tuyo Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Tuyo Referral code: CIR
Token
Fido
Tuyo
Compounding
Fido Yes
Tuyo No
Payouts
Fido Every second
Tuyo
Fees
Fido None
Tuyo
Lockup
Fido None
Tuyo
Maker Fee
Fido
Tuyo
Taker Fee
Fido
Tuyo

Cryptocurrency Rates

BTC Rate
Fido
Tuyo 1.6%
BTC Max
Fido
Tuyo
ETH Rate
Fido
Tuyo
ETH Max
Fido
Tuyo
Stablecoin Rate
Fido 10%
Tuyo 3.79%

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed

Pros

  • Earn interest and spend USDC

    Cons

    • USDC-focused, limited coin support
    • Rates not fixed