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Figure Markets vs Arch Lending

Compare rates, fees, access, and key features side by side.

Figure Markets

Figure Markets

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

CIR score4.0
VS
Arch Lending

Arch Lending

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

CIR score3.9

General

Platform
Figure Marketslogo
Arch Lendinglogo
Founded
Figure Markets2018
Arch Lending2022
Headquarters
Figure MarketsSan Francisco, CA
Arch LendingNew York, NY
Availability
Figure MarketsWorldwide
Arch LendingUS

Fees & Financial

Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
Arch Lending
Token
Figure MarketsYLDS
Arch Lending
Compounding
Figure MarketsYes
Arch LendingNo
Payouts
Figure MarketsMonthly
Arch Lending
Fees
Figure Markets
Arch Lending
Lockup
Figure Markets
Arch Lending
Maker Fee
Figure Markets
Arch Lending
Taker Fee
Figure Markets
Arch Lending

Cryptocurrency Rates

BTC Rate
Figure Markets
Arch Lending
BTC Max
Figure Markets
Arch Lending
ETH Rate
Figure Markets1%
Arch Lending
ETH Max
Figure Markets
Arch Lending
Stablecoin Rate
Figure Markets3.85%
Arch Lending

Figure Markets

Review

Pros

  • First SEC-approved interest-bearing stablecoin (YLDS)
  • Regulated and transparent

Cons

  • Product is more complicated (i.e. a direct marketplace)

Arch Lending

Review

Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Cons

  • Loans only, no earn product