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Figure Markets vs SoFi

Compare rates, fees, access, and key features side by side.

Figure Markets

Figure Markets

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

CIR score4.0
VS
SoFi

SoFi

SoFi is a U.S.-based fintech and nationally chartered bank offering banking, investing, loans, credit cards and crypto services. SoFi has grown into o...

CIR score4.1

General

Platform
Figure Marketslogo
SoFilogo
Founded
Figure Markets2018
SoFi2011
Headquarters
Figure MarketsSan Francisco, CA
SoFiSan Francisco, CA
Availability
Figure MarketsWorldwide
SoFiUS

Fees & Financial

Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
SoFi
Token
Figure MarketsYLDS
SoFiSoFiUSD
Compounding
Figure MarketsYes
SoFi--
Payouts
Figure MarketsMonthly
SoFi
Fees
Figure Markets
SoFiGas fees
Lockup
Figure Markets
SoFi
Maker Fee
Figure Markets
SoFi1.9
Taker Fee
Figure Markets
SoFi1.9

Cryptocurrency Rates

BTC Rate
Figure Markets
SoFi
BTC Max
Figure Markets
SoFi
ETH Rate
Figure Markets1%
SoFi
ETH Max
Figure Markets
SoFi
Stablecoin Rate
Figure Markets3.85%
SoFi

Figure Markets

Review

Pros

  • First SEC-approved interest-bearing stablecoin (YLDS)
  • Regulated and transparent

Cons

  • Product is more complicated (i.e. a direct marketplace)

SoFi

Review

Pros

  • Regulated, nationally chartered bank

Cons

  • SoFiUSD less universal than USDC/USDT
  • Yield products forthcoming