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Figure Markets
Nook

Nook

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

VS

General

Platform
Nook logo
Fido logo
Founded
Nook 2025
Fido 2025
Headquarters
Nook Austin, TX
Fido
Availability
Nook Worldwide
Fido Worldwide

Fees & Financial

Bonus
Nook 1% boost with promo code: CIR
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Nook
Fido
Compounding
Nook No
Fido Yes
Payouts
Nook Every 16 seconds
Fido Every second
Fees
Nook
Fido None
Lockup
Nook None
Fido None
Maker Fee
Nook
Fido
Taker Fee
Nook
Fido

Cryptocurrency Rates

BTC Rate
Nook
Fido
BTC Max
Nook
Fido
ETH Rate
Nook
Fido
ETH Max
Nook
Fido
Stablecoin Rate
Nook 7.6%
Fido 10%

Pros

  • US-regulated access to DeFi lending
  • Simple, clean app interface

Cons

  • USDC only
  • Rates are variable

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons

  • 10% is a target rate, not guaranteed