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SoFi vs Figure Markets

Compare rates, fees, access, and key features side by side.

SoFi

SoFi

SoFi is a U.S.-based fintech and nationally chartered bank offering banking, investing, loans, credit cards and crypto services. SoFi has grown into o...

CIR score4.1
VS
Figure Markets

Figure Markets

Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...

CIR score4.0

General

Platform
SoFilogo
Figure Marketslogo
Founded
SoFi2011
Figure Markets2018
Headquarters
SoFiSan Francisco, CA
Figure MarketsSan Francisco, CA
Availability
SoFiUS
Figure MarketsWorldwide

Fees & Financial

Bonus
SoFi
Figure Markets$50 bonus when you deposit $500 within 30 days
Token
SoFiSoFiUSD
Figure MarketsYLDS
Compounding
SoFi--
Figure MarketsYes
Payouts
SoFi
Figure MarketsMonthly
Fees
SoFiGas fees
Figure Markets
Lockup
SoFi
Figure Markets
Maker Fee
SoFi1.9
Figure Markets
Taker Fee
SoFi1.9
Figure Markets

Cryptocurrency Rates

BTC Rate
SoFi
Figure Markets
BTC Max
SoFi
Figure Markets
ETH Rate
SoFi
Figure Markets1%
ETH Max
SoFi
Figure Markets
Stablecoin Rate
SoFi
Figure Markets3.85%

SoFi

Review

Pros

  • Regulated, nationally chartered bank

Cons

  • SoFiUSD less universal than USDC/USDT
  • Yield products forthcoming

Figure Markets

Review

Pros

  • First SEC-approved interest-bearing stablecoin (YLDS)
  • Regulated and transparent

Cons

  • Product is more complicated (i.e. a direct marketplace)