CIR animation

We compare platforms & may earn a commission. Learn more.

Figure Markets
Tuyo

Tuyo

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US.Earn Bitcoin on USDUniquely, ...

VS

General

Platform
Tuyo logo
River logo
Founded
Tuyo 2024
River 2019
Headquarters
Tuyo Wilmington, DE
River USA
Availability
Tuyo Worldwide
River US only, excluding NY and NV

Fees & Financial

Bonus
Tuyo Referral code: CIR
River Earn up to $100 in BTC
Token
Tuyo
River
Compounding
Tuyo No
River No
Payouts
Tuyo
River Monthly
Fees
Tuyo
River None
Lockup
Tuyo
River
Maker Fee
Tuyo
River
Taker Fee
Tuyo
River

Cryptocurrency Rates

BTC Rate
Tuyo 1.6%
River
BTC Max
Tuyo
River
ETH Rate
Tuyo
River
ETH Max
Tuyo
River
Stablecoin Rate
Tuyo 3.79%
River

Pros

  • Earn interest and spend USDC

    Cons

    • USDC-focused, limited coin support
    • Rates not fixed

    Pros

    • USD interest paid in BTC
    • FDIC-insured USD deposits

    Cons

    • US only
    • Bitcoin-only