Stablecoin Rewards: New Places to Earn on Your Stablecoins
As stablecoins become more widely accepted and regulated, new platforms are making it easier—and more rewarding—to earn interest on your digital dollars. Whether you’re holding USDC, USDT, or another stablecoin, there are now user-friendly apps and fintech platforms offering competitive yields on your idle crypto.
Below are three of the best new options for earning rewards on stablecoins:
1. Krak – Earn 4.25% on USDT, USDC, or USDG
Krak is a sleek, new option in the crypto savings space offering a flat 4.25% APY on major stablecoins: USDT, USDC, and their own USDG. The onboarding process is fast, and there’s a generous $10 welcome bonus.
Highlights:
- 4.25% interest on your stablecoins
- No lockup or staking required
- $10 bonus for first-time users
Best for: People who want a quick, no-friction way to earn on stablecoins with a generous sign-up reward.
2. Nook – Earn 6.4% on USDC
Nook is a new crypto-native savings app offering some of the highest stablecoin yields available, paying up to 6.4% on USDC. The platform is built to abstract away the complexity of DeFi by offering curated, secure access to top on-chain protocols.
Users can deposit funds via traditional bank transfer, which are converted into USDC for earning interest, or by depositing USDC directly from an existing crypto wallet.
Highlights:
- 6.4% yield on USDC
- Transparent DeFi-powered backend
- Simple mobile interface with fiat on-ramps
Best for: Yield chasers who want DeFi-level returns with a CeFi-style user experience.
3. PayPal – Earn 3.7% on PYUSD
PayPal now offers interest rewards on its own U.S. dollar-backed stablecoin, PYUSD, paying 3.7% APY directly inside the app.
While PYUSD accounts for just around 1% of the total stablecoin market (compared to giants like USDT and USDC), it’s fully regulated and offers a familiar, no-hassle way to earn yield—especially for non-crypto natives.
Highlights:
- 3.7% APY on PYUSD balances
- Managed and issued via Paxos, under NYDFS oversight
- Available directly in your PayPal app
Best for: Users who want a trusted, U.S.-regulated platform and are already familiar with PayPal.
Learn more about Paypal’s stablecoin rewards.
Final Thoughts, Earning on Stablecoins
As stablecoin regulation inmproves, new products and platforms like Krak, PayPal, and Nook are making it easier for everyday users to tap into safe, passive crypto income. Whether you’re after flexibility, brand trust, or maximum yield, there’s now a stablecoin rewards option to fit your strategy.
Stay tuned to coininterestrate.com as we continue to track and compare new opportunities to grow your stablecoin stack.
