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Bybit Card vs Krak Card

A head-to-head breakdown of rewards, fees, limits, card features, and availability.

Bybit Card card

Bybit

Bybit Card

Score3.9

The Bybit Card is a crypto-powered debit card that allows users to spend digital assets directly from their Bybit account anywhere traditional card networks are accepted. Designed to bridge centralized exchange balances

VS
Krak Card card

Krak

Krak Card

Score3.9

Krak Card is a multi-asset debit card connected to Kraken’s Krak app, built for spending both cash and crypto in one place. You can spend from hundreds of supported fiat and crypto assets anywhere Mastercard is accepted,

Card basics

Card type
Bybit CardDebit
Krak CardDebit
Network
Bybit CardVisa
Krak CardMastercard
Availability
Bybit CardNow
Krak CardNow
Material
Bybit CardPlastic
Krak CardPlastic

Fees and limits

Annual fee
Bybit CardNone
Krak CardNone
Foreign transaction fee
Bybit Card1
Krak CardNone
Annual rewards spend cap
Bybit CardNot listed
Krak CardNot listed

Crypto rewards

Best advertised rate
Bybit Card2%
Krak Card1%
All purchases
Bybit Card2%
Krak Card1%
Dining
Bybit Card—
Krak Card—
Groceries
Bybit Card—
Krak Card—
Entertainment
Bybit Card—
Krak Card—
Fuel
Bybit Card—
Krak Card—
Travel
Bybit Card—
Krak Card—

How Bybit Card rewards work

Tiered cashback on eligible purchases. Since Oct 5, 2026 at 10:00 UTC, only eligible crypto-funded purchases earn cashback — the card spends fiat first by default, so turn fiat off under 'Paying With' to earn. EU-issued Bybit EU cards are exempt from this change and follow their separate rewards terms.

Read the full Bybit Card review