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Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
Coinbase
Coinbase is one of the most popular centralized crypto exchanges. In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with require...
VS
General
Platform
Figure Markets 
Coinbase 
Founded
Figure Markets 2018
Coinbase 2012
Headquarters
Figure Markets San Francisco, CA
Coinbase Wilmington, DE
Availability
Figure Markets Worldwide
Coinbase 100+ countries
Fees & Financial
Bonus
Figure Markets $50 bonus when you deposit $500 within 30 days
Coinbase
Token
Figure Markets YLDS
Coinbase
Compounding
Figure Markets Yes
Coinbase No
Payouts
Figure Markets Monthly
Coinbase Varies
Fees
Figure Markets
Coinbase Yes
Lockup
Figure Markets
Coinbase None
Maker Fee
Figure Markets
Coinbase 0.5
Taker Fee
Figure Markets
Coinbase 0.5
Cryptocurrency Rates
BTC Rate
Figure Markets
Coinbase
BTC Max
Figure Markets
Coinbase
ETH Rate
Figure Markets 1%
Coinbase 1.89%
ETH Max
Figure Markets
Coinbase
Stablecoin Rate
Figure Markets 7.9%
Coinbase 0%
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)
Coinbase
Full Review →Unique Pros
- Full exchange functionality
- Popular, highly trusted
- Publicly traded company
Key Cons
- Relatively low rates compared to other Coinbase alternatives
- Only a few supported assets