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Figure Markets vs Pairs
Compare rates, fees, access, and key features side by side.
Figure Markets
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
VS
Pairs
Pairs, formerly Fideum/blockbank, is an all-in-one crypto banking super app, with crypto support. Pairs pays interest on crypto deposits.Pairs combine...
Score2.9Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
Figure Markets
Pairs
Founded
Figure Markets2018
Pairs2018
Headquarters
Figure MarketsSan Francisco, CA
PairsGibraltar
Availability
Figure MarketsWorldwide
PairsWorldwide
Fees & Financial
Bonus
Figure Markets$50 bonus when you deposit $500 within 30 days
PairsUse referral code: SoDXjaMP for $5 bonus on sign up
Token
Figure MarketsYLDS
PairsPAIRS
Compounding
Figure MarketsYes
PairsNo
Payouts
Figure MarketsMonthly
Pairs
Fees
Figure Markets
Pairs
Lockup
Figure Markets
Pairs
Maker Fee
Figure Markets
Pairs
Taker Fee
Figure Markets
Pairs
Cryptocurrency Rates
BTC Rate
Figure Markets
Pairs
BTC Max
Figure Markets
Pairs
ETH Rate
Figure Markets1%
Pairs
ETH Max
Figure Markets
Pairs
Stablecoin Rate
Figure Markets3.85%
Pairs
Figure Markets
ReviewPros
- Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
- Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.
Cons
- Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
- YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.
Pairs
ReviewPros
- Easy to use
- Lots of banking features and supported coins
Cons
- $PAIRS required for meaningful rates
