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Figure Markets
PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

Coinbase

Coinbase

Coinbase is one of the most popular centralized crypto exchanges.In Feb. 2026, Coinbase added the option to earn USDC rewards in BTC (with required Co...

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General

Platform
PayPal logo
Coinbase logo
Founded
PayPal 1998
Coinbase 2012
Headquarters
PayPal San Jose, CA
Coinbase Wilmington, DE
Availability
PayPal Worldwide
Coinbase 100+ countries

Fees & Financial

Bonus
PayPal $10 bonus
Coinbase
Token
PayPal PYUSD
Coinbase
Compounding
PayPal No
Coinbase No
Payouts
PayPal
Coinbase Varies
Fees
PayPal
Coinbase Yes
Lockup
PayPal None
Coinbase None
Maker Fee
PayPal
Coinbase 0.5
Taker Fee
PayPal
Coinbase 0.5

Cryptocurrency Rates

BTC Rate
PayPal
Coinbase
BTC Max
PayPal
Coinbase
ETH Rate
PayPal
Coinbase 1.87%
ETH Max
PayPal
Coinbase
Stablecoin Rate
PayPal 4%
Coinbase 3.5%

Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms

Coinbase

Review →

Pros

  • Full exchange functionality
  • Popular, highly trusted
  • Publicly traded company

Cons