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Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...

Fido

Fido

Fido is a crypto-yield platform offering 9% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-c...

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General

Platform
Wirex logo
Fido logo
Founded
Wirex 2014
Fido 2025
Headquarters
Wirex London, UK
Fido
Availability
Wirex Worldwide, excluding NY
Fido Worldwide

Fees & Financial

Bonus
Wirex
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Wirex WXT
Fido
Compounding
Wirex Yes
Fido Yes
Payouts
Wirex Weekly
Fido Every second
Fees
Wirex
Fido None
Lockup
Wirex None
Fido None
Maker Fee
Wirex
Fido
Taker Fee
Wirex
Fido

Cryptocurrency Rates

BTC Rate
Wirex
Fido
BTC Max
Wirex
Fido
ETH Rate
Wirex
Fido
ETH Max
Wirex
Fido
Stablecoin Rate
Wirex 6%
Fido 9%

Pros

  • Competitive rates for crypto

Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin

Pros

  • Deposit or withdraw USDC or USD
  • Up to $100k insurance included

Cons