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Figure Markets
Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

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General

Platform
Wirex logo
PayPal logo
Founded
Wirex 2014
PayPal 1998
Headquarters
Wirex London, UK
PayPal San Jose, CA
Availability
Wirex Worldwide, excluding NY
PayPal Worldwide

Fees & Financial

Bonus
Wirex
PayPal $10 bonus
Token
Wirex WXT
PayPal PYUSD
Compounding
Wirex Yes
PayPal No
Payouts
Wirex Weekly
PayPal
Fees
Wirex
PayPal
Lockup
Wirex None
PayPal None
Maker Fee
Wirex
PayPal
Taker Fee
Wirex
PayPal

Cryptocurrency Rates

BTC Rate
Wirex
PayPal
BTC Max
Wirex
PayPal
ETH Rate
Wirex
PayPal
ETH Max
Wirex
PayPal
Stablecoin Rate
Wirex
PayPal 4%

Unique Pros

  • Competitive rates for crypto

Key Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin

Unique Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Key Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms