CIR animation

We compare platforms & may earn a commission. Learn more.

Email Alerts

Wirex vs Phemex

Compare rates, fees, access, and key features side by side.

Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts.X-Accou...

CIR score4.3
VS
Phemex

Phemex

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading.Phemex EarnPhemex Earn is a crypto lending product from Phe...

CIR score4.3

General

Platform
Wirexlogo
Phemexlogo
Founded
Wirex2014
Phemex2019
Headquarters
WirexLondon, UK
PhemexSingapore
Availability
WirexWorldwide, excluding NY
PhemexWorldwide, excluding US

Fees & Financial

Bonus
Wirex
Phemex$20 bonus
Token
WirexWXT
Phemex
Compounding
WirexYes
PhemexNo
Payouts
WirexWeekly
Phemex
Fees
Wirex
Phemex
Lockup
WirexNone
Phemex
Maker Fee
Wirex
Phemex0.01
Taker Fee
Wirex
Phemex0.06

Cryptocurrency Rates

BTC Rate
Wirex
Phemex1%
BTC Max
Wirex
Phemex3%
ETH Rate
Wirex
Phemex1.5%
ETH Max
Wirex
Phemex3%
Stablecoin Rate
Wirex6%
Phemex2%

Wirex

Review

Pros

  • Competitive rates for crypto

Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin

Phemex

Review

Pros

  • Flexible deposit terms

Cons

  • Rates lower than other exchanges