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Arch Lending vs AscendEX

Compare rates, fees, access, and key features side by side.

Arch Lending

Arch Lending

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

Score3.9
VS
AscendEX

AscendEX

Quick takeAscendEX combines exchange-managed staking with other Earn offers. Its clearest advantage is Instant Unbonding, which can return supported s...

Score3.8

General

Platform
Arch Lendinglogo
AscendEXlogo
Founded
Arch Lending2022
AscendEX2018
Headquarters
Arch LendingNew York, NY
AscendEXSingapore
Availability
Arch LendingUS
AscendEXWorldwide, excluding US

Fees & Financial

Bonus
Arch Lending
AscendEXInvite code: UD4DBENEU
Token
Arch Lending
AscendEXASD
Compounding
Arch LendingNo
AscendEXYes
Payouts
Arch Lending
AscendEXDaily
Fees
Arch Lending
AscendEXVaries
Lockup
Arch Lending
AscendEXNone
Maker Fee
Arch Lending
AscendEX0.1
Taker Fee
Arch Lending
AscendEX0.1

Cryptocurrency Rates

BTC Rate
Arch Lending
AscendEX
BTC Max
Arch Lending
AscendEX
ETH Rate
Arch Lending
AscendEX
ETH Max
Arch Lending
AscendEX
Stablecoin Rate
Arch Lending
AscendEX10.52%

Arch Lending

Review

Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Cons

  • Loans only, no earn product

AscendEX

Review

Pros

  • Supports exchange-managed staking for several proof-of-stake assets.
  • Instant Unbonding can shorten the wait for supported assets.
  • Some staked balances can remain usable as margin collateral.

Cons

  • Instant Unbonding fees vary by asset and can materially reduce the return.
  • Regular unstaking can leave assets unavailable while rewards have stopped.
  • AscendEX is not available to U.S. customers.