CIR animation

We compare platforms & may earn a commission.Learn more.

Email Alerts

Bitfinex vs EXMO

Compare rates, fees, access, and key features side by side.

Bitfinex

Bitfinex

Quick takeBitfinex provides two separate ways to earn: proof-of-stake rewards and peer-to-peer funding for margin traders. Funding gives customers con...

Score3.9
VS
EXMO

EXMO

Quick takeEXMO Earn offers flexible and fixed plans across major cryptocurrencies and stablecoins. Flexible plans pay daily, compound automatically, a...

Score3.9

Trading costs and documented exchange features

Spot fee estimates use CIR’s tracked maker/taker data. Funding, spread, slippage and withdrawal charges are additional. Simple buys and recurring orders may use different pricing.

Exchange trading fee examples and sourced product features
CompareBitfinexEXMO
$25 spot taker orderNot verifiedNot verified
$100 spot taker orderNot verifiedNot verified
$500 spot taker orderNot verifiedNot verified
Fee scheduleNo verified spot scheduleNo verified spot schedule
USDt withdrawals on Tron

Select the correct Tether network. Basic Plus verification or higher is required for Tether transfers and trading.

Source · checked September 9, 2026
Not verified

“Not verified” means CIR has no current evidence for this comparison, not that the exchange lacks the feature.

Explore exchange rankings by use case →

General

Platform
Bitfinexlogo
EXMOlogo
Founded
Bitfinex2012
EXMO2014
Headquarters
BitfinexBritish Virgin Islands
EXMOLondon, UK
Availability
BitfinexWorldwide, excluding US
EXMOWorldwide

Fees & Financial

Bonus
Bitfinex6% discount on fees
EXMO$2 in BTC
Token
Bitfinex
EXMOEXM
Compounding
BitfinexNo
EXMONo
Payouts
BitfinexWeekly
EXMO
Fees
BitfinexYes
EXMO
Lockup
Bitfinex
EXMO
Maker Fee
Bitfinex0.1
EXMO0.3
Taker Fee
Bitfinex0.2
EXMO0.3

Cryptocurrency Rates

BTC Rate
Bitfinex1.98%
EXMO0.2%
BTC Max
Bitfinex
EXMO
ETH Rate
Bitfinex
EXMO1.2%
ETH Max
Bitfinex3%
EXMO
Stablecoin Rate
Bitfinex
EXMO

Bitfinex

Review

Pros

  • Peer-to-peer funding lets customers choose offered rates and terms.
  • Lending Pro can automate funding offers within customer-set rules.
  • Staking and lending are presented as separate products with different return sources.

Cons

  • Bitfinex takes 15% of ordinary funding income.
  • Funding adds borrower, collateral, and liquidation-system risk.
  • The platform is unavailable to U.S. customers.

EXMO

Review

Pros

  • Flexible Earn pays daily, compounds automatically, and permits partial withdrawals.
  • EXMO identifies Gearbox and other DeFi protocols as material yield sources.
  • Existing fixed contracts retain their agreed rate through maturity after schedule changes.

Cons

  • Early cancellation of Fixed Earn forfeits all rewards.
  • Higher fixed rates may require holding substantial amounts of EXM.
  • DeFi lending adds smart-contract, borrower, and liquidity risks.