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EXMO vs Figure Markets
Compare rates, fees, access, and key features side by side.
EXMO
Quick takeEXMO Earn offers flexible and fixed plans across major cryptocurrencies and stablecoins. Flexible plans pay daily, compound automatically, a...
Score3.9Our editors score every platform independently. Partnerships never influence the rating.
VS
Figure Markets
Quick takeFigure Markets offers two distinct ways to earn: YLDS, an interest-bearing digital security designed to maintain a stable value, and Democra...
Score4.0Our editors score every platform independently. Partnerships never influence the rating.
General
Platform
EXMO
Figure Markets
Founded
EXMO2014
Figure Markets2018
Headquarters
EXMOLondon, UK
Figure MarketsSan Francisco, CA
Availability
EXMOWorldwide
Figure MarketsWorldwide
Fees & Financial
Bonus
EXMO$2 in BTC
Figure Markets$50 bonus when you deposit $500 within 30 days
Token
EXMOEXM
Figure MarketsYLDS
Compounding
EXMONo
Figure MarketsYes
Payouts
EXMO
Figure MarketsMonthly
Fees
EXMO
Figure Markets
Lockup
EXMO
Figure Markets
Maker Fee
EXMO0.3
Figure Markets
Taker Fee
EXMO0.3
Figure Markets
Cryptocurrency Rates
BTC Rate
EXMO0.2%
Figure Markets
BTC Max
EXMO
Figure Markets
ETH Rate
EXMO1.2%
Figure Markets1%
ETH Max
EXMO
Figure Markets
Stablecoin Rate
EXMO
Figure Markets3.85%
EXMO
ReviewPros
- Flexible Earn pays daily, compounds automatically, and permits partial withdrawals.
- EXMO identifies Gearbox and other DeFi protocols as material yield sources.
- Existing fixed contracts retain their agreed rate through maturity after schedule changes.
Cons
- Early cancellation of Fixed Earn forfeits all rewards.
- Higher fixed rates may require holding substantial amounts of EXM.
- DeFi lending adds smart-contract, borrower, and liquidity risks.
Figure Markets
ReviewPros
- Offers two differentiated yield models: an SEC-registered interest-bearing digital security and collateralized lending pools.
- Democratized Prime shows pool rates, utilization, collateral, and available liquidity, and does not charge lender fees.
Cons
- Exiting a lending pool depends on available liquidity and can require waiting for another lender to enter.
- YLDS is an unsecured investment security without FDIC insurance or a bank guarantee; SEC registration is not SEC approval.
