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CEX.IO vs Lantern Finance

Compare rates, fees, access, and key features side by side.

CEX.IO

CEX.IO

Quick takeCEX.IO Earn separates crypto Savings from proof-of-stake rewards. Savings covers supported assets that CEX.IO can use to generate a return, ...

Score3.9
VS
Lantern Finance

Lantern Finance

Lantern Finance offers cryptocurrency-backed loan products that allow users to obtain loans secured by their digital assets. Lantern Finance offers co...

Score4.2

General

Platform
CEX.IOlogo
Lantern Financelogo
Founded
CEX.IO2013
Lantern Finance2023
Headquarters
CEX.IOUK
Lantern FinanceLas Vegas, NV
Availability
CEX.IOWorldwide, earn programs not available in US
Lantern FinanceWorldwide

Fees & Financial

Bonus
CEX.IO
Lantern Finance
Token
CEX.IO
Lantern Finance
Compounding
CEX.IONo
Lantern FinanceNo
Payouts
CEX.IODaily
Lantern Finance
Fees
CEX.IO
Lantern Finance
Lockup
CEX.IO
Lantern Finance
Maker Fee
CEX.IO0.15
Lantern Finance
Taker Fee
CEX.IO0.25
Lantern Finance

Cryptocurrency Rates

BTC Rate
CEX.IO0.25%
Lantern Finance
BTC Max
CEX.IO
Lantern Finance
ETH Rate
CEX.IO2%
Lantern Finance
ETH Max
CEX.IO
Lantern Finance
Stablecoin Rate
CEX.IO4%
Lantern Finance

CEX.IO

Review

Pros

  • Separates proof-of-stake rewards from Savings products.
  • Supports fiat and crypto services within the same account.
  • Publishes country-level access guidance for Earn products.

Cons

  • Savings and Staking are unavailable to U.S. customers.
  • Current rates and product access may differ from public or legacy pages.
  • Crypto balances are not covered by FDIC or SIPC insurance.

Lantern Finance

Review

Pros

  • Supports many collateral coins (BTC, ETH, SOL, LTC, DOGE)
  • US-based

Cons

  • Loans only, no earn product
  • Newer platform, limited track record