CEX.IO vs Nexo

Compare rates, fees, access, and key features side by side.

CEX.IO

Quick takeCEX.IO Earn separates crypto Savings from proof-of-stake rewards. Savings covers supported assets that CEX.IO can use to generate a return, ...

Score3.9

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Nexo

Quick takeNexo is a custodial crypto platform combining interest accounts, fixed-term savings, borrowing, exchange services, and a payment card. Its y...

Score4.2

Popular95 recent visitors

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Comparison

General

Platform

CEX.IO

Nexo

Founded

CEX.IO2013

Nexo2017

Headquarters

CEX.IOUK

NexoSwitzerland

Availability

CEX.IOWorldwide, earn programs not available in US

NexoWorldwide

Fees & Financial

Bonus

CEX.IO

NexoUp to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term

Token

CEX.IO

NexoNEXO

Compounding

CEX.IONo

NexoYes

Payouts

CEX.IODaily

NexoDaily

Fees

CEX.IO

NexoLimited free withdrawals per month

Lockup

CEX.IO

NexoNone or 1 month

Maker Fee

CEX.IO0.15

Nexo0.2

Taker Fee

CEX.IO0.25

Nexo0.2

Cryptocurrency Rates

BTC Rate

CEX.IO0.25%

Nexo6.5%

BTC Max

CEX.IO

Nexo

ETH Rate

CEX.IO2%

Nexo7.5%

ETH Max

CEX.IO

Nexo

Stablecoin Rate

CEX.IO4%

Nexo14%

CEX.IO

Review

Pros

Separates proof-of-stake rewards from Savings products.
Supports fiat and crypto services within the same account.
Publishes country-level access guidance for Earn products.

Cons

Savings and Staking are unavailable to U.S. customers.
Current rates and product access may differ from public or legacy pages.
Crypto balances are not covered by FDIC or SIPC insurance.

Nexo

Review

Pros

Flexible Savings supports daily compounding across more than 30 eligible digital assets without a fixed lockup.
Users can combine earning, trading, and crypto-backed borrowing within one custodial account.

Cons

Users must maintain a portfolio of at least $5,000 to earn interest.
The highest rates require additional commitments, including NEXO-token exposure, NEXO-denominated rewards, a higher loyalty tier, or a fixed term.