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USDC Earn Accounts

Explore and compare services offering earn accounts for USDC. Find the best APY rates to grow your USDC.

Looking to earn rewards on your USDC? We help you discover and compare different crypto platforms that offer earn accounts, letting you find the best option for your needs.

Checklist: How to choose a USDC account

  • Compare APY & Tiers Ensure the best rate applies to your deposited funds.
  • Check Withdrawal Terms Decide between flexible accounts (withdraw anytime) or fixed lock-ups (higher rates but less liquid).
  • Platform Research Look for platforms with a solid track record and understand how they generate yield.
  • Watch for Fees Check for withdrawal fees or gas fees that might eat into your earnings.

Top Earn Rates for USDC

Sorted by highest APY

24 Platforms

Annual USDC Earn Rate

18% APY
UP

Founded

2021

Availability

Worldwide

Annual USDC Earn Rate

17% APY
DOWN

Founded

2021

Availability

Worldwide

Annual USDC Earn Rate

15% APY

Founded

2022

Availability

Worldwide

Annual USDC Earn Rate

10% APY
STEADY

Founded

2025

Availability

Worldwide

Annual USDC Earn Rate

8% APY
DOWN

Founded

2017

Availability

Worldwide

Annual USDC Earn Rate

7.9% APY
UP

Founded

2018

Availability

Worldwide

Annual USDC Earn Rate

7.6% APY
DOWN

Founded

2025

Availability

Worldwide

Annual USDC Earn Rate

7.06% APY
DOWN

Founded

2024

Availability

Worldwide

Annual USDC Earn Rate

6% APY
UP

Founded

2017

Availability

Worldwide

Annual USDC Earn Rate

6% APY

Founded

2023

Availability

Worldwide

Annual USDC Earn Rate

6% APY
UP

Founded

2025

Availability

Worldwide

Annual USDC Earn Rate

6% APY
STEADY

Founded

2018

Availability

Not available in the US/Canada

Annual USDC Earn Rate

5% APY

Founded

2020

Availability

Worldwide

Annual USDC Earn Rate

5% APY

Founded

2022

Availability

Worldwide (services limited in the US)

Annual USDC Earn Rate

5% APY
UP

Founded

2019

Availability

Worldwide, excluding US

Annual USDC Earn Rate

4.6% APY
DOWN

Founded

2024

Availability

Worldwide

Annual USDC Earn Rate

4.08% APY
DOWN

Founded

2011

Availability

Worldwide

Annual USDC Earn Rate

4% APY
STEADY

Founded

2014

Availability

UK, Europe and Latin America

Annual USDC Earn Rate

3.6% APY
DOWN

Founded

2025

Availability

Worldwide

Annual USDC Earn Rate

2.62% APY
DOWN

Founded

2017

Availability

Worldwide, some services unavailable in US

Annual USDC Earn Rate

2% APY
UP

Founded

2018

Availability

USA

Annual USDC Earn Rate

0.5% APY
DOWN

Founded

2016

Availability

Worldwide, all US states except NY

Annual USDC Earn Rate

0.25% APY
DOWN

Founded

2018

Availability

Worldwide

Annual USDC Earn Rate

0% APY
DOWN

Founded

2012

Availability

100+ countries

Disclaimer: APY rates are subject to change by the platforms. Always do your own research before depositing funds.