Coinbase
PayPal logo

Top Alternatives to PayPal

Whether you're looking for better interest rates, lower trading fees, or specific features not offered by PayPal, this guide highlights the best alternative platforms to suit your needs.

Figure Markets logo Best Match

New User Bonus

Up to $200 when you deposit and trade

Interest Rates

StablecoinStablecoin
3.9%
Payouts
Monthly
Founded
2024

New User Bonus

$10 bonus with $10 deposit

Interest Rates

BTCBTCBitcoin
0.1%
ETHETHEthereum
1%
StablecoinStablecoin
4.25%
Payouts
Weekly
Founded
2025

New User Bonus

5% discount on hardware wallet

Interest Rates

BTCBTCBitcoin
.01%
ETHETHEthereum
2.93%
StablecoinStablecoin
7.61%
Payouts
Varies
Founded
2019

Interest Rates

StablecoinStablecoin
6.65%
Founded
2024

PayPal & Pyra both offer

  • pyusd
Pyra logo

New User Bonus

$20 bonus

Interest Rates

BTCBTCBitcoin
1% UP
ETHETHEthereum
1.5% UP
StablecoinStablecoin
2% DOWN
Founded
2019
Maker Fee
0.01%
Taker Fee
0.06%

New User Bonus

Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term

Interest Rates

BTCBTCBitcoin
4%
ETHETHEthereum
5%
StablecoinStablecoin
10% DOWN
Payouts
Daily
Founded
2017

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether